File Your Taxes for Free at These 4 Websites

4 min read|Mar 25, 2022|fbtwitteremail

Tax filing season is underway. But if you want to file for free, you may have to meet certain qualifications (like age or income). 

Tell me more. How do I know if I qualify?

The IRS Free File program partners with several popular tax prep companies to help you file for free. 

The catch? It’s only available to those with an adjusted gross income (aka an AGI) of $73,000 or less. (Hint: AGI is your total annual income minus adjustments like contributions to a retirement account.) 

This year, several popular options that have been available through Free File in prior tax years are no longer available for free online. Like TurboTax and H&R Block.   

Okay. So where *can* I file my taxes online for free?

You have options. We Skimm’d the best of the free filing sites  — here’s where to find them. 

1. Cash App Taxes (formerly Credit Karma Tax) 

Credit Karma Tax’s free tax filing system is still available — but it’s now known as Cash App Taxes. And you’ll need to use Cash App in order to find it. If you don’t already have the app, you’ll need to download the Cash App and sign-up. (Yes, even if you’ve used Credit Karma Tax to file in the past.) Once you do, you’ll be able to file both your state and federal returns for free.

AGI for free filing: None

Cost for filing federal taxes: Free

Cost for filing state taxes: Free

2. FreeTaxUSA

A partner with the IRS Free File program, filing through FreeTaxUSA is free for federal taxes and $14.99 for state taxes. Or free for both if your AGI is less than $41,000 — or less than $73,000 if you were in the military on active duty.  

AGI required for free filing: Less than $41,000, or less than $73,000 if you were in the military on active duty

Cost for filing federal taxes: Free

Cost for filing state taxes: Free if you qualify, or $14.99 if you don’t

3. TaxSlayer

Another IRS Free File program partner, TaxSlayer offers free filing for federal taxes to anyone with an AGI of $39,000 or less. If you don’t qualify, packages start at $24.95, $44.95 for live support, and $54.95 for self-employed. 

Free state tax filing with TaxSlayer is hit or miss, depending on where you live. People in Arkansas, Arizona, the District of Columbia, Georgia, Iowa, Idaho, Indiana, Kentucky, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New York, Oregon, Rhode Island, South Carolina, Virginia, Vermont, and West Virginia and meet the AGI requirement can file for free. 

For anyone living outside of those states (and for those who don’t qualify due to the income limit), it’s $39.95.

AGI required for free filing: $39,000 or less

Cost for filing federal taxes: Free if you qualify — packages start at $24.95, $44.95 for live support, and $54.95 for self-employed if you don’t

Cost for filing state taxes: Free if you qualify, or $39.95 if you don’t

4. TaxAct

TaxAct has one of the most generous AGI limits. Free filing for federal taxes is available to anyone with an AGI of less than $65,000. But if you don’t qualify due to the income limit, it’s one of the more expensive options listed here. And it won’t work for the older crowd. The free option is only available to those age 56 or younger. 

If you do meet both the age and AGI requirements, you can file free state taxes in Arkansas, Arizona, Georgia, Iowa, Idaho, Indiana, Kentucky, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New York, Oregon, Rhode Island, South Carolina, Virginia, Vermont, and West Virginia. 

Outside of these states, it’s $39.95 if you meet the age and AGI limits, or $54.95 if you don’t.

AGI required for free filing: Less than $65,000 

Cost for filing federal taxes:  Free if you qualify — packages start at $46.95 for Deluxe, $69.95 for Premier, and $94.95 for Self-Employed if you don’t

Cost for filing state taxes: Free file is only available for some states (listed above) — outside of these select states, it’s $39.95 if you meet the age and AGI limits, or $54.95 if you don’t

Are there options for free military tax filing?

Yes. Active-duty military can use any IRS Free File product to file for free, as long as your income meets the requirement of $73,000 or less. 

Great. And what if I don’t meet any free filing requirements?

Consider using a tax form, a pen, and a calculator and doing it the old-fashioned way. Your state may offer free state tax return services on its website, which could be an easy way to cross that to-do item off your list. (Hint: Generally, you need to file your federal taxes before you can file your state taxes, so finish those up first).

theSkimm

Free tax filing is out there if you meet the qualifications. Consider using an IRS Free File partner if that option is available to you.

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Skimm'd by Liz Knueven, Dae Cason, Stacy Rapacon, Alicia Valenski and Megan Beauchamp