'Work smarter, not harder’ doesn’t just apply to your to-do list. Learning a few science-backed tricks can help you pick up the pace on your savings goals, too.
By putting your savings on autopilot. Obvious, yeah. But it’s one of the best things you can do for your money. Remember learning that “an object at rest stays at rest” in HS physics? Shoutout to Sir Isaac Newton. That’s inertia, or the natural tendency to keep things status quo. Because, effort.
It’s why you keep getting billed for that subscription you don’t use after your free trial ended. And why you’re less likely to stop saving after creating automatic transfers from checking to savings on payday. Finally, laziness pays off.
Nickname your savings. Not just because it’s fun. This helps you establish an emotional connection to your goal. Which is key to making real progress. Some unsolicited inspo: ‘Oh, Sh*t Fund,’ ‘Gotta GTFO,’ ‘Treat Myself.’
If it feels like the grass is growing faster than your savings, get in the right mindset with some Bill Nye-backed habits.