Money

Answer: $113,000. A median-priced home in the U.S. now costs about $447,035. With a 20% down payment, that means a mortgage of roughly $357,000, which at current rates comes to about $2,500 per month. Financial experts recommend spending no more than 30% of your gross income on housing, which means you’d need an annual salary of around $113,000 to afford this home comfortably. For comparison, the typical U.S. household income is still about $80,000.