money·2 min read

How I Renovated a Small NYC Apartment — and Stuck to a Budget

Aug 8, 2022

New York’s known for tiny rooms and big bills. So it’s no surprise that maximizing space and budget were top of mind when opera singer, podcaster, and reality TV alum Sharleen Joynt and her husband Andy Levine decided to renovate their Upper West Side apartment. 

One thing that helped them cover the costs? Adding a reno-fund to their wedding registry. It meant their loved ones could get them gifts…or $$$ to help them cover new appliances, furniture, and contractor costs. 

Another solution that came in clutch? American Express’s Pay Over Time feature. Since they’re American Express Platinum Card® Members, they could carry a balance with interest up to their Pay Over Time Limit. And still reap the benefits of the Card. Like Membership Rewards points, and purchase and fraud protection. 

Sharleen and Andy waited until after their wedding to get started. But Pay Over Time helped save them from waiting another year. Now, they love the space they’re in. And feel good that the changes they made could increase their apartment’s value in case they want to sell it down the line. Hit play to see the finished product for yourself. Plus get some tips for making the most of every inch — while staying true to your style. 


Psst…Pay Over Time is also available for American Express Green and Gold Card Members. And Green, Gold, and Platinum Card Members may spend beyond their Pay Over Time Limit, as long as they pay the difference in full each month. Pay Over Time does not affect Card Members’ No Preset Spending Limit, meaning the spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. Terms apply. Learn more here.

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